The ReeseSquared Mortgage Team
Your premier mortgage lender located in Tracy, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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I’ve worked with Liz Reese on multiple refinances over the years, and most recently on a HELOC—and she continues to impress every time. Liz and her team are consistently knowledgeable,... read more efficient, and incredibly helpful. They made the entire process smooth and stress-free, answering all my questions promptly and clearly. It’s always a pleasure working with professionals who combine deep expertise with top-notch customer service. Highly recommend!
Bonnie Edwards
July 22, 2025mary baker
December 3, 2023Liz and her team are phenomenal. Liz is compassionate, extremely intelligent, and does a wonderful job of making sure her clients have the information and tools needed to make the... read more best decisions about their home loans. She has a client for life with us!
Christa Ormonde
October 12, 2024 -
If you are looking for someone incredibly knowledgeable in the mortgage loan industry, I highly recommend Liz! She has assisted us a few times and I have never been disappointed... read more with what she has offered. An added bonus, her support team is fantastic as well! They all respond quickly and communicate efficiently, explaining every step of the process. Whether it is a refinance, home purchase, reverse mortgage or debt recovery; she has options! A discussion is free! Call her. You will not be disappointed!
Shari McVicker
August 12, 2024Personable, and Patient. Answered all of my questions and explained things multiple times to ensure I understood everything about my loan and home buying process. I know that if I... read more had any questions today, I could call Liz and she would take time to respond and help me out. Thank You ReeseSquared Mortgage!
Joey Guerrero
November 15, 2023Liz and her team were awesome to work with. They moved efficiently and were able to close early. The communication was smooth and everything got done perfect
Adrian Goss
October 12, 2024Liz Reese and her team at ReeseSquared Mortgage were wonderful to work with during our home-buying research. As first-time home buyers, we truly appreciated how Liz explained the mortgage process... read more and answered all our questions. She provided valuable information, made everything easy to understand, and always treated us with warmth and professionalism. Liz’s supportive, can-do attitude helped us feel confident and comfortable throughout our interactions. If you’re looking for an expert mortgage broker who genuinely cares about her clients, especially first-time buyers, I highly recommend reaching out to Liz. She’s a fantastic resource for anyone considering buying a home and will guide you every step of the way.
Sheng Moua
July 12, 2025 -
Liz has been instrumental in helping us lower our interest rates and mortgage. She also helped my mom in getting into a better reverse mortgage and saving her thousands of... read more dollars. Liz makes the whole process easy and enjoyable. I highly recommend her.
Donald Dearing
November 6, 2023Always have worked with Liz and her team. I trust and feel 100% comfortable with them. They make the process easy and comfortable.
Janet Moore
November 6, 2023Liz and her team have been such a great resource. Very helpful and knowledgeable about the loan process. Definetely recommend.
Matthew France
November 6, 2023I've worked with Liz and her team for a few years now. I've enjoyed the personal attention that she gives whenever necessary and her follow through. I also feel like... read more she knows me and my needs (i.e., handholding) and works with me in a way that makes me feel comfortable. Would definitely recommend her loan services.
Karen Kelley
November 6, 2023 -
I just wanted to take a moment to say a big thank you for all your help and support. Your professionalism and attention to detail made everything go so smoothly... read more and without any stress. I really appreciate how much effort your team put in to handle everything efficiently and carefully. It’s nice to know I can count on such a trustworthy and reliable group. Thanks again for the amazing service!
henry whittaker
February 12, 2025Always on point with recommendations. Fully equipped in matters of home finance.. Liz is easy to talk to, gives good advice and gets the job done. She is my LLL... read more - Loan Lady for life!!
marcia stubbs
November 8, 2023My husband and I were very lost starting the home buying process and met with 3 other lenders before being referred to Liz and her team. They were amazing from... read more the beginning. Super attentive, supportive and very easy to talk to(and get a hold of). It always felt like we were the only ones working with her although we knew that wasn’t true. She explained things thoroughly anytime we asked and was always willing to think outside the box to find us solutions. My husband and I did not have the best credit but with Liz and her team’s guidance they were able to get us approved, increase our credit and get our rate decreased as well! Super grateful for Liz and her team because they made the experience of purchasing our first home less stressful. Now we are only days away from getting the keys to our first home!! Thank you Liz, Katie, Joe and Amy!
Diana Aguilar
June 12, 2025 -
I've worked with Liz and ReeseSquared Mortgage for over 10 years. They were referred to me by a friend. It has been the best referral. As a first home... read more buyer, Liz held my hand throughout the process and assuage my concerns with real data and sincere compassion. I've received the best rates and Liz, in particular, remains available and assist sme with my real estate investment interests and questions. ReeseSquared is committed to your real estate/home purchase success. They're there when you need them and even when you do not realize that you need them. You won't go wrong by working with ReeseSquared.
Christina Dalto
November 6, 2023I've worked with Liz on several mortgages and she has always made it super easy for me. She is wonderful to work with!
Beth Patock
November 6, 2023Alex Olivera
November 8, 2023It was fantastic working with Liz and her team! As a first time homebuyer she made sure all my questions were answered and I knew exactly how the process worked.... read more At every step, Liz and her team were just a phone call or a text away. I trust that she has my back and always looking out for my best interest! Highly recommend!
Emily Weber
April 12, 2025 -
Thank you Liz for generously sharing your knowledge & time to the real estate industry! You’re amazing and appreciated!
Barb Montalbo
September 12, 2024Liz was great to work with when I refinanced my loan a couple years back. My refi wasn’t the most straightforward loan and every step of the way when we... read more came across a hurdle Liz was there when I had questions about the next step.
Boo Mariano-Junqueiro
November 6, 2023 -
Regarding Reverse Mortgages . . . We have worked with this business several times and they were "over the top". Easy to work with, very responsive and professional. ... read more Highly recommend them.
Terri Peterson
November 6, 2023I just closed a deal with Liz and let me tell you, not only was she an expert communicator but she was fully committed to seeing this through even before... read more we started writing offers for my client. I was extremely impressed through and through. The best part, we even closed early, thanks to all of the proactive work Liz and her team accomplished. Thank you for being such a rockstar lender, can’t wait to do another deal!!!
Samantha Hailer
August 11, 2025Great job and quick response to all requests. Thank you, Julliane Tang RE/MAX Golden Empire, Bakersfield, CA
Jullian Tang
November 15, 2023Liz is an incredibly knowledgeable and up-to-date mortgage broker. She makes the entire process smooth and stress-free, and is always a pleasure to work with. Highly recommend her services for... read more anyone looking for expertise and a pleasant experience in securing a mortgage!
Yoanedith Mendoza
March 12, 2025 -
Working with Liz and her team was a pretty seamless experience. Everything was done virtually and the closing with the escrow company was a breeze because they came to... read more our house. Super simple and grateful to work with Liz who is extremely professional.
Jaime Greene
July 12, 2025Liz has taken care of my refinancing needs for many years. She is always looking out for me in case there are ways to lower my house payment. ... read more Liz is honest and caring. I highly recommend her to anyone with financial needs.
Barbara Troen
November 6, 2023Liz Reese just helped me get financing for a condo purchase and she was great! I am self employed and I worried that getting a loan would be hard but... read more Liz knew exactly what to do to make it happen and got me a great loan very quickly and efficiently. She was extremely responsive, answering all of my calls/texts/emails promptly and thoroughly. She also has a streamlined process with a portal for uploading docs etc which made it easy. Another bonus—at times she would send a quick video (via text) explaining something such as a step that needed to be completed which made it super easy and clear. Liz was all around knowledgeable, helpful and professional and I highly recommend her!
Zoe Cohen
November 8, 2023 -
Great loan specialist. I've personally worked with Liz over the past 10 years refinancing, new loans, and lines of credit ... and she is professional and personable with a... read more plethora of knowledge on the subject.
Michael Glass
November 6, 2023Liz Reese is hands-down one of the best mortgage professionals I’ve ever worked with. She recently helped my clients secure a bridge loan, and the entire process was seamless from... read more start to finish. Her deep knowledge of specialized financing options made all the difference in helping them transition smoothly between homes—something most lenders shy away from or struggle to execute well. What really stood out was her constant availability, even on weekends. In this fast-paced market, timing is everything, and Liz never missed a beat. Whether it was answering last-minute questions, jumping on a call, or proactively solving issues before they even arose—she was always there. Her professionalism, clear communication, and dedication to doing what’s best for the client truly set her apart. Liz isn’t just a loan officer—she’s a strategic partner, and I can’t recommend her highly enough to anyone in need of creative, client-first lending solutions. If you’re a buyer, agent, or investor looking for someone who goes above and beyond, Liz is the one you want in your corner.
Oliver Gallaher
July 12, 2025Liz, Katie, and Joe are absolutely wonderful! They make the loan process as smooth, easy and stress free as possible. They walk you through everything from beginning to end and... read more go above and beyond for their clients. There is always someone available to answer questions and if they don’t have the answers at that moment, they will find them for you in a timely manner. They love what they do and it shows! We truly could not have been referred to better individuals!
Raquel Lugo
March 12, 2025
