The ReeseSquared Mortgage Team
Your premier mortgage lender located in Tracy, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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Working with Liz Reese was one of the best decisions I made during my recent home transition. She helped us secure a bridge loan, which allowed us to purchase our... read more new home before selling the old one—something I wasn’t even sure was possible. Liz walked us through every step with patience, clarity, and confidence. What impressed me most was how available she was—even on weekends. Anytime I had a question or needed clarification, she responded quickly and never made me feel like I was a burden. That level of service is rare these days. She made a complicated process feel easy and stress-free. Liz truly knows her stuff, and she genuinely cares about her clients. If you’re buying, refinancing, or navigating a unique lending situation like we were, Liz is the person you want on your side. Highly recommend her to anyone looking for a mortgage expert who delivers on every promise.
Kevin & Kaz Gallaher
July 12, 2025Liz was wonderful. I am a first time home buyer and didn't know the process. Liz was able to answer all of my questions and help guide me on what... read more to do next. Making an appointment was super easy and convenient. Thank you for all your help.
Amanda Magee
May 12, 2025I’ve worked with Liz Reese on multiple refinances over the years, and most recently on a HELOC—and she continues to impress every time. Liz and her team are consistently knowledgeable,... read more efficient, and incredibly helpful. They made the entire process smooth and stress-free, answering all my questions promptly and clearly. It’s always a pleasure working with professionals who combine deep expertise with top-notch customer service. Highly recommend!
Bonnie Edwards
July 22, 2025 -
Liz Reese just helped me get financing for a condo purchase and she was great! I am self employed and I worried that getting a loan would be hard but... read more Liz knew exactly what to do to make it happen and got me a great loan very quickly and efficiently. She was extremely responsive, answering all of my calls/texts/emails promptly and thoroughly. She also has a streamlined process with a portal for uploading docs etc which made it easy. Another bonus—at times she would send a quick video (via text) explaining something such as a step that needed to be completed which made it super easy and clear. Liz was all around knowledgeable, helpful and professional and I highly recommend her!
Zoe Cohen
November 8, 2023I met Liz years ago through a co-worker. Since then she has done multiple mortgages/ refinancing and the process has always been fantastic. She is always upfront about what to... read more expect, provides different options so I can choose what works best for me and to this day is always available for advice and feedback. I highly recommend anyone doing anything mortgage or real estate related, to reach out to Liz. You won’t regret it.
Joe Nunemaker
October 6, 2023We mainly worked with Liz who was top notch and knows the business extremely well. In addition, everyone else we worked with was extremely helpful also. I highly recommend their... read more services.
Dan Plunkett
November 6, 2023 -
If you are looking for someone incredibly knowledgeable in the mortgage loan industry, I highly recommend Liz! She has assisted us a few times and I have never been disappointed... read more with what she has offered. An added bonus, her support team is fantastic as well! They all respond quickly and communicate efficiently, explaining every step of the process. Whether it is a refinance, home purchase, reverse mortgage or debt recovery; she has options! A discussion is free! Call her. You will not be disappointed!
Shari McVicker
August 12, 2024Liz Reese is hands-down one of the best mortgage professionals I’ve ever worked with. She recently helped my clients secure a bridge loan, and the entire process was seamless from... read more start to finish. Her deep knowledge of specialized financing options made all the difference in helping them transition smoothly between homes—something most lenders shy away from or struggle to execute well. What really stood out was her constant availability, even on weekends. In this fast-paced market, timing is everything, and Liz never missed a beat. Whether it was answering last-minute questions, jumping on a call, or proactively solving issues before they even arose—she was always there. Her professionalism, clear communication, and dedication to doing what’s best for the client truly set her apart. Liz isn’t just a loan officer—she’s a strategic partner, and I can’t recommend her highly enough to anyone in need of creative, client-first lending solutions. If you’re a buyer, agent, or investor looking for someone who goes above and beyond, Liz is the one you want in your corner.
Oliver Gallaher
July 12, 2025Personable, and Patient. Answered all of my questions and explained things multiple times to ensure I understood everything about my loan and home buying process. I know that if I... read more had any questions today, I could call Liz and she would take time to respond and help me out. Thank You ReeseSquared Mortgage!
Joey Guerrero
November 15, 2023 -
Liz, Katie and the rest of the team were a pleasure to work with . Our first time buyers have been working on credit and savings for over a year.... read more Liz’s team and I kept in contact faithfully throughout the year to see these buyers to and through the closing on their first home. We had some delays outside of our control and together we made it happen for our buyers. Liz has the knowledge and professionalism to guide the clients every step of the way! Thank you Reese 2 Mortgage! The clients are very happy and we couldn’t have done it without your team!
Erica Hall
June 12, 2025Thank you Liz! I truly appreciate you sharing all your knowledge and expertise! You are a delight to work with!
Shannon Brandon
April 12, 2025Liz Reese and her team at ReeseSquared Mortgage were wonderful to work with during our home-buying research. As first-time home buyers, we truly appreciated how Liz explained the mortgage process... read more and answered all our questions. She provided valuable information, made everything easy to understand, and always treated us with warmth and professionalism. Liz’s supportive, can-do attitude helped us feel confident and comfortable throughout our interactions. If you’re looking for an expert mortgage broker who genuinely cares about her clients, especially first-time buyers, I highly recommend reaching out to Liz. She’s a fantastic resource for anyone considering buying a home and will guide you every step of the way.
Sheng Moua
July 12, 2025Regarding Reverse Mortgages . . . We have worked with this business several times and they were "over the top". Easy to work with, very responsive and professional. ... read more Highly recommend them.
Terri Peterson
November 6, 2023 -
celina perez
November 12, 2024Great job and quick response to all requests. Thank you, Julliane Tang RE/MAX Golden Empire, Bakersfield, CA
Jullian Tang
November 15, 2023I just closed a deal with Liz and let me tell you, not only was she an expert communicator but she was fully committed to seeing this through even before... read more we started writing offers for my client. I was extremely impressed through and through. The best part, we even closed early, thanks to all of the proactive work Liz and her team accomplished. Thank you for being such a rockstar lender, can’t wait to do another deal!!!
Samantha Hailer
August 11, 2025 -
Liz is an amazing lender and person to work with. She is professional, friendly, and a great communicator. Which makes the transaction process easy for our mutual clients. If you’re... read more thinking of a home loan. I would definitely recommend Liz and her amazing team!
Andrew Moran
March 12, 2025It was fantastic working with Liz and her team! As a first time homebuyer she made sure all my questions were answered and I knew exactly how the process worked.... read more At every step, Liz and her team were just a phone call or a text away. I trust that she has my back and always looking out for my best interest! Highly recommend!
Emily Weber
April 12, 2025 -
I just wanted to take a moment to say a big thank you for all your help and support. Your professionalism and attention to detail made everything go so smoothly... read more and without any stress. I really appreciate how much effort your team put in to handle everything efficiently and carefully. It’s nice to know I can count on such a trustworthy and reliable group. Thanks again for the amazing service!
henry whittaker
February 12, 2025Liz has taken care of my refinancing needs for many years. She is always looking out for me in case there are ways to lower my house payment. ... read more Liz is honest and caring. I highly recommend her to anyone with financial needs.
Barbara Troen
November 6, 2023I could not recommend Katie enough for helping with the loan process. She was amazing to work with and was available when needed for any questions we had. This process... read more could not have felt so smoothly without her. Thanks again Katie so much ☺️
Nichole Alexander
July 12, 2025 -
Liz and her team are excellent! Very responsive and explained the lending process to my first-time homebuyers. We had a few hiccups, but Liz kept us on track for... read more a successful closing.
Jennifer Winsatt
February 12, 2025Liz is fantastic! Very easy to work with and quickly responds to any questions. She is very knowledgeable and is exceptionally skilled in providing answers to the many detailed questions... read more related to the borrowing process. I absolutely recommend Liz for any mortgage services you need.
Reed Call
May 12, 2025mary baker
December 3, 2023 -
Liz Reese has been the BEST loan official that I have EVER worked with, throughout my entire lifetime! Super professional and very understanding and creative too.
Michael Barrows
December 12, 2024Tatiana Rotor
October 12, 2024Just closed a reverse mortgage purchase with Liz and her team at Reese Squared Mortgage and my Seller and I are thrilled with the outcome! The process was smooth, communication... read more was top notch and we even closed a few days early! Highly recommend that you consider Liz and her team for your mortgage needs—especially if you’re curious about a reverse mortgage! Thank you Liz!
Vonda Denny
December 12, 2024Liz, Katie, and Joe are absolutely wonderful! They make the loan process as smooth, easy and stress free as possible. They walk you through everything from beginning to end and... read more go above and beyond for their clients. There is always someone available to answer questions and if they don’t have the answers at that moment, they will find them for you in a timely manner. They love what they do and it shows! We truly could not have been referred to better individuals!
Raquel Lugo
March 12, 2025
