The ReeseSquared Mortgage Team
Your premier mortgage lender located in Tracy, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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Liz Reese just helped me get financing for a condo purchase and she was great! I am self employed and I worried that getting a loan would be hard but... read more Liz knew exactly what to do to make it happen and got me a great loan very quickly and efficiently. She was extremely responsive, answering all of my calls/texts/emails promptly and thoroughly. She also has a streamlined process with a portal for uploading docs etc which made it easy. Another bonus—at times she would send a quick video (via text) explaining something such as a step that needed to be completed which made it super easy and clear. Liz was all around knowledgeable, helpful and professional and I highly recommend her!
Zoe Cohen
November 8, 2023Liz Reese is hands-down one of the best mortgage professionals I’ve ever worked with. She recently helped my clients secure a bridge loan, and the entire process was seamless from... read more start to finish. Her deep knowledge of specialized financing options made all the difference in helping them transition smoothly between homes—something most lenders shy away from or struggle to execute well. What really stood out was her constant availability, even on weekends. In this fast-paced market, timing is everything, and Liz never missed a beat. Whether it was answering last-minute questions, jumping on a call, or proactively solving issues before they even arose—she was always there. Her professionalism, clear communication, and dedication to doing what’s best for the client truly set her apart. Liz isn’t just a loan officer—she’s a strategic partner, and I can’t recommend her highly enough to anyone in need of creative, client-first lending solutions. If you’re a buyer, agent, or investor looking for someone who goes above and beyond, Liz is the one you want in your corner.
Oliver Gallaher
July 12, 2025Liz has been instrumental in helping us lower our interest rates and mortgage. She also helped my mom in getting into a better reverse mortgage and saving her thousands of... read more dollars. Liz makes the whole process easy and enjoyable. I highly recommend her.
Donald Dearing
November 6, 2023 -
Alex Olivera
November 8, 2023Great loan specialist. I've personally worked with Liz over the past 10 years refinancing, new loans, and lines of credit ... and she is professional and personable with a... read more plethora of knowledge on the subject.
Michael Glass
November 6, 2023 -
Working with Liz Reese was one of the best decisions I made during my recent home transition. She helped us secure a bridge loan, which allowed us to purchase our... read more new home before selling the old one—something I wasn’t even sure was possible. Liz walked us through every step with patience, clarity, and confidence. What impressed me most was how available she was—even on weekends. Anytime I had a question or needed clarification, she responded quickly and never made me feel like I was a burden. That level of service is rare these days. She made a complicated process feel easy and stress-free. Liz truly knows her stuff, and she genuinely cares about her clients. If you’re buying, refinancing, or navigating a unique lending situation like we were, Liz is the person you want on your side. Highly recommend her to anyone looking for a mortgage expert who delivers on every promise.
Kevin & Kaz Gallaher
July 12, 2025Reese and team exceeded our expectations. They were professional, responsive, and had an in-depth knowledge of the market. With their guidance, we found our dream home quickly and effortlessly. We... read more couldn't be happier with the service we received! Thank you!
try scoop
November 6, 2023Liz and her team are phenomenal. Liz is compassionate, extremely intelligent, and does a wonderful job of making sure her clients have the information and tools needed to make the... read more best decisions about their home loans. She has a client for life with us!
Christa Ormonde
October 12, 2024 -
I’ve worked with Liz Reese on multiple refinances over the years, and most recently on a HELOC—and she continues to impress every time. Liz and her team are consistently knowledgeable,... read more efficient, and incredibly helpful. They made the entire process smooth and stress-free, answering all my questions promptly and clearly. It’s always a pleasure working with professionals who combine deep expertise with top-notch customer service. Highly recommend!
Bonnie Edwards
July 22, 2025Personable, and Patient. Answered all of my questions and explained things multiple times to ensure I understood everything about my loan and home buying process. I know that if I... read more had any questions today, I could call Liz and she would take time to respond and help me out. Thank You ReeseSquared Mortgage!
Joey Guerrero
November 15, 2023Liz was very knowledgeable and provided invaluable assistance in refinancing my home. I would highly recommend her for all services she provides!
Vickey Rinehart
November 6, 2023My husband and I were very lost starting the home buying process and met with 3 other lenders before being referred to Liz and her team. They were amazing from... read more the beginning. Super attentive, supportive and very easy to talk to(and get a hold of). It always felt like we were the only ones working with her although we knew that wasn’t true. She explained things thoroughly anytime we asked and was always willing to think outside the box to find us solutions. My husband and I did not have the best credit but with Liz and her team’s guidance they were able to get us approved, increase our credit and get our rate decreased as well! Super grateful for Liz and her team because they made the experience of purchasing our first home less stressful. Now we are only days away from getting the keys to our first home!! Thank you Liz, Katie, Joe and Amy!
Diana Aguilar
June 12, 2025 -
Liz Reese of ReeseSquared Mortgage deserves more than the five stars available. Her knowledge and ability to communicate complicated steps of the process made the entire experience easier. She was... read more always available for questions and advice. She is kind and a positive presence. I felt Liz always had our best interest foremost in mind when giving advice. I recommend her services highly.
Sandra Carroll
October 6, 2023I've worked with Liz and her team for a few years now. I've enjoyed the personal attention that she gives whenever necessary and her follow through. I also feel like... read more she knows me and my needs (i.e., handholding) and works with me in a way that makes me feel comfortable. Would definitely recommend her loan services.
Karen Kelley
November 6, 2023 -
Reese Squared Mortgage went above and beyond in putting together a loan package that worked for me. I thank the whole team for all that they did. Stephen G. Cozzi
Stephen Cozzi
November 6, 2023Liz and her team are excellent! Very responsive and explained the lending process to my first-time homebuyers. We had a few hiccups, but Liz kept us on track for... read more a successful closing.
Jennifer Winsatt
February 12, 2025Thank you Liz for generously sharing your knowledge & time to the real estate industry! You’re amazing and appreciated!
Barb Montalbo
September 12, 2024If you are looking for someone incredibly knowledgeable in the mortgage loan industry, I highly recommend Liz! She has assisted us a few times and I have never been disappointed... read more with what she has offered. An added bonus, her support team is fantastic as well! They all respond quickly and communicate efficiently, explaining every step of the process. Whether it is a refinance, home purchase, reverse mortgage or debt recovery; she has options! A discussion is free! Call her. You will not be disappointed!
Shari McVicker
August 12, 2024 -
Liz Reese and her team at ReeseSquared Mortgage were wonderful to work with during our home-buying research. As first-time home buyers, we truly appreciated how Liz explained the mortgage process... read more and answered all our questions. She provided valuable information, made everything easy to understand, and always treated us with warmth and professionalism. Liz’s supportive, can-do attitude helped us feel confident and comfortable throughout our interactions. If you’re looking for an expert mortgage broker who genuinely cares about her clients, especially first-time buyers, I highly recommend reaching out to Liz. She’s a fantastic resource for anyone considering buying a home and will guide you every step of the way.
Sheng Moua
July 12, 2025Liz is very knowledgeable and makes herself available to assist me and my clients. Liz has taken the time to create an easy way for my clients to connect and... read more get pre approved the fastest! I have enjoyed working with her and her amazing team. I highly recommend you reach out to Liz for all your lending needs.
Shannan Jaime
August 12, 2024Liz is someone who has dedicated her time and energy to creating excellence in her life and for her clients. She seeks to serve with a sincere desire to help... read more make your dreams a reality. She knows the business of loans, real estate and customer satisfaction inside and out. You will not regret partnering with Liz to make your home buying dreams a reality!
Amy Badger
December 12, 2024 -
Margaret Xu
November 6, 2023Liz is one of the hardest working and most caring Lenders in our industry. I don’t do reverse mortgages and any client I come across who is looking for... read more one, I will definitely refer to her as I trust her and she is well versed w these type of mortgage loans
John Farrell
January 12, 2025 -
Scot Thao
August 12, 2024Liz is an excellent Loan Broker! She and her team stay on top of the transaction. I have no reason to use any body else but Liz for my mortgage... read more loans.
Ed Garraway
October 6, 2023Liz was very helpful in every step into buying our first home. Helped us with every question we had and we would definitely do it again in the future.
matt rosman
November 15, 2023Liz was great and very patient in answering all our questions. The whole process was smooth and quick. Because of our experience we have already recommended ReeseSquared Mortgage to... read more several of our friends! We would use them again.
Don Baker
November 6, 2023
