The ReeseSquared Mortgage Team
Your premier mortgage lender located in Tracy, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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mary baker
December 3, 2023Working with Liz Reese was one of the best decisions I made during my recent home transition. She helped us secure a bridge loan, which allowed us to purchase our... read more new home before selling the old one—something I wasn’t even sure was possible. Liz walked us through every step with patience, clarity, and confidence. What impressed me most was how available she was—even on weekends. Anytime I had a question or needed clarification, she responded quickly and never made me feel like I was a burden. That level of service is rare these days. She made a complicated process feel easy and stress-free. Liz truly knows her stuff, and she genuinely cares about her clients. If you’re buying, refinancing, or navigating a unique lending situation like we were, Liz is the person you want on your side. Highly recommend her to anyone looking for a mortgage expert who delivers on every promise.
Kevin & Kaz Gallaher
July 12, 2025 -
I had the pleasure of working with Liz. "Who could ask for anything more?" She was easy to get hold of, gave me updates on the loan without asking and... read more was able to close early. Fiver Star lender with whom I look forward to working with again.
Bahman Ghashghaei
October 6, 2023Liz and her team are excellent! Very responsive and explained the lending process to my first-time homebuyers. We had a few hiccups, but Liz kept us on track for... read more a successful closing.
Jennifer Winsatt
February 12, 2025I met Liz years ago through a co-worker. Since then she has done multiple mortgages/ refinancing and the process has always been fantastic. She is always upfront about what to... read more expect, provides different options so I can choose what works best for me and to this day is always available for advice and feedback. I highly recommend anyone doing anything mortgage or real estate related, to reach out to Liz. You won’t regret it.
Joe Nunemaker
October 6, 2023 -
Used Liz and her team for a refinance, and they were great; it closed quickly with no drama. Highest possible recommendation.
Stephen Jacobson
October 6, 2023Just closed a reverse mortgage purchase with Liz and her team at Reese Squared Mortgage and my Seller and I are thrilled with the outcome! The process was smooth, communication... read more was top notch and we even closed a few days early! Highly recommend that you consider Liz and her team for your mortgage needs—especially if you’re curious about a reverse mortgage! Thank you Liz!
Vonda Denny
December 12, 2024I've worked with Liz on several mortgages and she has always made it super easy for me. She is wonderful to work with!
Beth Patock
November 6, 2023Liz and her team are fantastic! From the moment we decided to go with a Reverse type mortgage called a HECM , Liz and Katie stepped us through the process... read more and answered all our questions. If you decide to go with Reesesquared Mortgage, you can’t go wrong. We will be referring her to any of our friends looking for a lender.
Bev Gould
November 6, 2023 -
Such a dream to work with. Very knowledgeable, responsive, friendly staff. They explained what I needed to know throughout the whole process and ran various scenarios to make sure I... read more had the best option. I have used them for two home purchases and refinances and will continue to use them and refer to everyone! They made one of the hardest processes more seamless.
Kristina Driggs
July 22, 2025Liz is so knowledgeable about all of the different loan programs available and the care and time she takes with each client is so valuable! Highly recommend!
Emily Bort
November 6, 2023Liz is fantastic! Very easy to work with and quickly responds to any questions. She is very knowledgeable and is exceptionally skilled in providing answers to the many detailed questions... read more related to the borrowing process. I absolutely recommend Liz for any mortgage services you need.
Reed Call
May 12, 2025Always on point with recommendations. Fully equipped in matters of home finance.. Liz is easy to talk to, gives good advice and gets the job done. She is my LLL... read more - Loan Lady for life!!
marcia stubbs
November 8, 2023 -
I just closed a deal with Liz and let me tell you, not only was she an expert communicator but she was fully committed to seeing this through even before... read more we started writing offers for my client. I was extremely impressed through and through. The best part, we even closed early, thanks to all of the proactive work Liz and her team accomplished. Thank you for being such a rockstar lender, can’t wait to do another deal!!!
Samantha Hailer
August 11, 2025 -
Liz is someone who has dedicated her time and energy to creating excellence in her life and for her clients. She seeks to serve with a sincere desire to help... read more make your dreams a reality. She knows the business of loans, real estate and customer satisfaction inside and out. You will not regret partnering with Liz to make your home buying dreams a reality!
Amy Badger
December 12, 2024Liz was the Buyers Agent on a Listing I had and I was so impressed with her business skills I will be using her for my own Buyers. Liz does... read more such a great job explaining everything and her team gets the job done on time! 👏
Janie Forge
January 1, 1970Liz Reese and her team at ReeseSquared Mortgage were wonderful to work with during our home-buying research. As first-time home buyers, we truly appreciated how Liz explained the mortgage process... read more and answered all our questions. She provided valuable information, made everything easy to understand, and always treated us with warmth and professionalism. Liz’s supportive, can-do attitude helped us feel confident and comfortable throughout our interactions. If you’re looking for an expert mortgage broker who genuinely cares about her clients, especially first-time buyers, I highly recommend reaching out to Liz. She’s a fantastic resource for anyone considering buying a home and will guide you every step of the way.
Sheng Moua
July 12, 2025 -
It was fantastic working with Liz and her team! As a first time homebuyer she made sure all my questions were answered and I knew exactly how the process worked.... read more At every step, Liz and her team were just a phone call or a text away. I trust that she has my back and always looking out for my best interest! Highly recommend!
Emily Weber
April 12, 2025We mainly worked with Liz who was top notch and knows the business extremely well. In addition, everyone else we worked with was extremely helpful also. I highly recommend their... read more services.
Dan Plunkett
November 6, 2023My husband and I were very lost starting the home buying process and met with 3 other lenders before being referred to Liz and her team. They were amazing from... read more the beginning. Super attentive, supportive and very easy to talk to(and get a hold of). It always felt like we were the only ones working with her although we knew that wasn’t true. She explained things thoroughly anytime we asked and was always willing to think outside the box to find us solutions. My husband and I did not have the best credit but with Liz and her team’s guidance they were able to get us approved, increase our credit and get our rate decreased as well! Super grateful for Liz and her team because they made the experience of purchasing our first home less stressful. Now we are only days away from getting the keys to our first home!! Thank you Liz, Katie, Joe and Amy!
Diana Aguilar
June 12, 2025 -
I’ve worked with Liz Reese on multiple refinances over the years, and most recently on a HELOC—and she continues to impress every time. Liz and her team are consistently knowledgeable,... read more efficient, and incredibly helpful. They made the entire process smooth and stress-free, answering all my questions promptly and clearly. It’s always a pleasure working with professionals who combine deep expertise with top-notch customer service. Highly recommend!
Bonnie Edwards
July 22, 2025Liz was professional & informative in providing critical information my mom needed in a time of need. I will definitely refer and use her in the future.
Coralia Estevez
August 12, 2024Liz is a capable and informative mortgage expert. Her promptness and attention to details have been greatly appreciated. A pleasant and sincere person who is only a... read more phone call away. It's always a pleasure working with Liz!!!
Beverley Strickland
November 15, 2023 -
Liz was very knowledgeable and provided invaluable assistance in refinancing my home. I would highly recommend her for all services she provides!
Vickey Rinehart
November 6, 2023Margaret Xu
November 6, 2023I just wanted to take a moment to say a big thank you for all your help and support. Your professionalism and attention to detail made everything go so smoothly... read more and without any stress. I really appreciate how much effort your team put in to handle everything efficiently and carefully. It’s nice to know I can count on such a trustworthy and reliable group. Thanks again for the amazing service!
henry whittaker
February 12, 2025
